When To Get A New Roof
We will give you a free roof inspection! Many of our current customers were never aware of the damage that existed on their roof until after meeting with a Best Contracting Representative. Our free inspections even include photographs of any damage that is visible. This makes many of our customers feel better informed by actually seeing the damage for themselves, so choose us because we are the most professional roofers West Chester PA has to offer. We are also well known for installing seamless gutter systems and we will inspect all gutters with your roof assessment.
Your Personal Representative also will prepare an itemized Loss Statement detailing what was damaged.
We will then compare the damage with your insurance company’s criteria for replacing your roof. Your representative will even meet with your insurance adjuster to show and explain the damage on your behalf at no charge to you! It is an easy way to have the peace of mind that you are getting what you deserve. After all, you wouldn’t go to court without a lawyer, why would you deal with an insurance company without someone qualified to represent and guide you.
Most of the time roof damage cannot be seen from the ground but if strong storms have passed through your area then there may be damage to your roof. It is worth the effort to contact a professional to examine your roof closely to determine if there is damage. Hailstorms can take years off the life of your roof especially if it’s a composite roof by the loss of the ceramic granules from the surface of the shingles eventually causing leaks. With other roof types, such as metal, slate or tile, damage may only be cosmetic, but if not repaired, the damage can depreciate your home. You have a limited time before your insurance deadline will pass. Once it does, you may have to pay for the damage out of your own pocket. Why risk this? Your insurance company will not contact you to ask if you have damage or if you would like a free inspection.
Insurance companies have changed in the last few years in the way they determine the cost of your claim; they no longer determine the claim based on contractor’s bids. Your insurance adjuster determines the scope of work and the total cost for repairs using a data base program. What many do not understand is that the insurance company is only obligated to pay for the actual cost of repairs therefore whatever the property owner pays the contractor is what the final claim total will end up being. In other words, if you go with a contractor’s estimate that’s less than what the insurance estimate indicates, the insurance company will deduct the difference when the contractor’s invoice is submitted. This deduction shows up in the final check (the depreciation check) at the completion of the job.
Therefore, what the property owner hoped to save by using a lesser bid is lost back to the insurance company, not to mention potentially receiving a compromised installation because the contractor was tempted to cut corners in order to save money. For these reasons, it’s not beneficial to get 2-3 bids only to choose the least expensive bid unless you want to save money for the insurance company. The best thing to do is to work with a company that you can trust and who knows how to work with the insurance company to insure a complete and proper claim settlement in the end. This is what Best Contracting does and sets us apart from the other roofing companies in Chester County. We are insurance negotiating specialists who understand your insurance company’s estimating system because we use the same program. We are able to work with them to insure you get the proper settlement so that you will not be forced into a compromised installation. We provide the highest quality installation available and we will do it for what the insurance actually pays.
